The City of Toronto is becoming increasingly divided by income, ethno-cultural characteristics, and socio-economic status, says a new report, The Three Cities within Toronto (in PDF), issued by the Centre for Urban and Community Studies (CUCS) at the University of Toronto. No longer a “city of neighbourhoods,” the study calls modern-day Toronto a “city of disparities.” In fact, Toronto is now so polarized it could be described as three geographically distinct cities made up of 20 percent affluent neighbourhoods, 36 percent poor neighbourhoods, and 43 percent middle-income earner neighbourhoods and that 43 percent is in decline.